does anyone have the name of a company that is legit to do a loan mod with my mortgage company?
im looking for a company that someone has used and had good luck with or a company thats legit to try and do one of the government programs im in a temp mod now and my bank told me to wait about a year and to do a short refi
one more thing does anyone have any idea if theres any thing i can do if the mortgage broker put false info on my app but i signed it without seeing it he put our income about 3000 more and i didnt notice it when we signed because thats one spot that they check so you cant ly
There are numerous Loan Modification companies out there. A simple search will bring up alot of them. New laws prohibit them from forcing payment before their clients loans have been successfully modified. However, they can require payment and hold it in a third party escrow account.
I would never recommend doing a loan modification yourself and always recommend using providers that have professional attorneys represent you.
I am still on my ex’s mortgage and the deed, he is running my credit. How do I get off the loan and deed.?
We have been divorced for 6 yrs. In the divorce papers, it stated he keeps the house. I signed a paper with the attorney to get my name off, but when I check my credit report. It was showing at 120 days late for the last few years. I want to know how to get off the loan and can he be accused of running my credit. I can not purchase a vehicle or anything because of this.
Go back to your divorce attorney and have him begin paperwork to get you off the mortgage. Do you realize if your ex quits making payments, the bank will come looking for you to make those payments even though you are divorced and not living in the house? Do it on Monday. This is very important to your future financial situation.
What is the best way to pay my mom on a loan?
I am planning to purchase my mom’s $1.5 mil home for $750k (half price) by paying off the $200k mortgage and then taking a loan from my mom for $550k ($1,527 a month for 30 years interest free). Will my mom have to report this money as income if I open a joint checking account with her and deposit the $1,527 every month?
I think the best thing for you to do is get your own loan for $550k, so there is not all this legal entanglement. Then she can report the sale of her home on the tax year she sold it to you in and that’s it. Not have to worry about the next 30 years.
If you have a mortgage, should it appear on your Experian credit report?
I recently decided to check my credit report purely because I was curious and had never looked before.
I have a small loan and credit card which are on there and all correct yet it doesn’t show my mortgage – is this right?
Almost all mortgage companies report to the three credit bureaus. However, if your mortgage is through a small credit union, a n owner-financed mortgage or the like, it is possible that the lender is either not reporting (not a member) or is only reporting to one or two of the three Bureaus. You can always call your lender and see who they report to.
How long does refinacing a mortgage take.?
We signed our papers on June 28th. The loan was funded today. How soon until my old loan is paid off and when will I receive a check.
We did not get a check when we signed. We were told we would get a check when they had the final payoff figure and kew how much would actually be due. It was a refi with the same company.
Old Loan should be paid off by Monday or Tues. You will be charged interest on both loans until the old one is paid off.
Check could be mailed from escrow today or Monday, but don’t be shy, call and ask them. If they are local to you, perhaps you could pick it up!
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